Understanding FHA Home Loan Limits for San Francisco Real Estate Purchases

Currently, we are blessed to have increased conforming loan limits for San Francisco real estate purchases making FHA home loans a viable option for many SF home buyers.

If you want to use an FHA home loan to purchase a property in San Francisco or San Mateo Counties with low down payment, the following is a helpful cheat sheet. Of course, you’ll want to contact an experienced San Francisco mortgage broker to get the skinny on your individual situation.

FHA Home Loan Limits for San Francisco & San Mateo Home Buying*:

  • 1 Unit (Single Family Home or Condominium**): $729,750
  • 2 Units: $934,200
  • 3 Units: $1,129,250
  • 4 Units: $1,403,400

* There are no purchase price limitations. This is simply the maximum loan amount you can get with an FHA home loan.

** Condominiums must qualify for FHA Financing.

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