Courtesy of Pamela Wiget, senior paralegal with g3mh Attorneys are Law, here are some resources for loan modifications;

http://www.financialstability.gov/ – Federal programs for economy recovery

http://makinghomeaffordable.gov/ – Fannie/Freddie mortgage refinancing and modification

http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm – Foreclosure avoidance and debt counseling

http://www.hopenow.com/ – Foreclosure prevention assistance

San Francisco Loan Modification Resources