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You can still buy a home in San Francisco with 10% down payment.

August 9, 2008

Hey San Francisco home buyers, you can still buy a home with 10% down payment.

You should be gainfully employed with great credit, savings and a down payment but you do not need 20% down. There is a lot of misinformation out there, causing many successful young professionals who know they should own and want to buy when the market's at the bottom but think there are no more loans for them.

There are great loans for you, I swear it!

For example, right now I am helping a women buy her first San Francisco home. She has owned real estate where she used to live in the Midwest but has been renting here in San Francisco, paying a lot of money each month with no tax incentive and no return on her investment.

She is very successful and makes good money. She also has good retirement savings. Yet, she gives Uncle Sam way too much of her paycheck! She's now preapproved for really secure & safe financing and is ready to go get a deal on a condo in the Castro!

Here are this week's rates for San Francisco purchases:

Loan Programs
30 Yr Fixed Conforming to $417K 6.375%
"0.00" POINTS
APR = 6.481%
30 YR GOV AGENCY JUMBO 6.750%
"0.000" POINTS
APR = 6.611%
30 YR REGULAR JUMBO 8.000%
"0" POINTS
APR = 7.875%
7 YR FIXED JUMBO TO 1 MILLION 6.250%
"1.25" POINTS
APR = 6.062%
Program Rate Points APR
6 Month Libor 5.625% .50pts 5.713% Up to 1Mill Life Cap 10.125
INTEREST ONLY OPTIONS ARE AVAILABLE!

Brought to us by Monica Di Perna of Guarantee Mortgage. Call her directly if you want more details or want to verify the numbers.

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View Full Street Address SAN FRANCISCO, CA 94114 (415) 528-7355 ©2008 VIVRE REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES, OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS, AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT, OR ZONING EXPERT. IF YOUR PROPERTY IS CURRENTLY LISTED WITH ANOTHER REAL ESTATE BROKER, PLEASE DISREGARD THIS OFFER. IT IS NOT OUR INTENTION TO SOLICIT THE OFFERINGS OF OTHER REAL ESTATE BROKERS. WE COOPERATE WITH THEM FULLY. EQUAL HOUSING OPPORTUNITY. ALL INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED AND SHOULD BE INDEPENDENTLY REVIEWED AND VERIFIED.
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