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Here’s a quick note to let you know how I can help you or anyone you might refer to me. Six years ago I had the pleasure of helping Kathy…

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Why Should I Get Pre-Approved for a Loan?

We recommend that a prospective San Francisco home buyer get pre-approved for financing before they even look at homes. I’m often asked why this is important.

There are many reasons why this is helpful for a home buyer. Even though, you are excited to get out there and start touring homes, your home buying process will be much more enjoyable and efficient if you know your accurate purchasing power in today’s complex lending environment.

And, you’ll be in the best position to negotiate a good deal because the seller and listing agent know you are serious and qualified to make the purchase! In the busy San Francisco real estate market, this is fundamental.

At SFHotlist, we say that we want to help you discover your own special “apple” and then help you to focus your search on only these apples. As they say, you can’t compare apples to oranges! And if you do, your San Francisco home buying experience will be long and stressful.  (more…)

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Has San Francisco Real Estate Gone Up Or Down? Show Me The Numbers!

Real estate is local. It is very local. If you want to understand home prices, you must look closely at your “nano-market.” In some case, this is a neighborhood but more often, it is a block or even side of the street! In San Francisco, home prices and market activity vary greatly due to architecture, type of housing (condo vs. TIC; single family; multi-unit), condition, and vacancy. If it’s vacant or will be at close of escrow, it will sell for more money.

Take a look at these numbers. They show year over year median home prices, days on market, and number of sales. In some areas, home prices have gone up! And yes, in some, they have gone down.

When folks tell me that the market here is a bubble bursting, I like to ask them where they got their information. Was it an article in the Chronicle taken from the Associated Press or documenting Bay Area or even California-wide activity? Was it CNN?

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