If you've been eyeing a move to Bernal Heights, you're probably asking yourself: Is now the right time to buy a home? You're not alone. A lot of people are curious about what’s happening in this popular San Francisco neighborhood—and for good reason.
Bernal Heights has always had that perfect mix of charm, location, community, and convenience. It's one of those rare places where you can enjoy a quiet, small-town vibe but still be just minutes from downtown San Francisco and the Silicon Valley commute. But with all the changes in the market lately, it's smart to know what you’re walking into before making a move.
Let’s break it down together—here’s what’s really going on in Bernal Heights right now and why it might just be the right time to make it your new home.
The San Francisco real estate market has shifted, and Bernal Heights is no exception. Higher mortgage rates slowed the market starting in 2022, but things have been balancing out ever since, with more energy coming into the market for 2025.
It's not the "easiest" time to buy a home in Bernal Heights, with competition still very hot over desirable properties and locations. However, judging by the trajectory of Bernal Heights real estate, it's not a crazy idea to get in while you can. Historically, Bernal Heights home prices continue to rise, and the small dip in prices around 2022/2023 from higher mortgage rates has been almost entirely regained as of 2025.
Want live real estate market data? View monthly updated charts on our Bernal Heights neighborhood page, and feel free to reach out with any specific questions.
In 2025, Bernal Heights real estate remains a smart investment. Here’s why:
Amazing Location: Tucked between the Mission District and Glen Park, Bernal offers quick access to freeways, BART, and tech shuttles. Downtown is just minutes away.
Diverse Housing Options: From charming Victorian cottages to modern newer builds and condo flats, Bernal Heights has something for every style (and often a little more space at a more accessible price than some neighborhoods nearby).
Bernal Hill Park: You can’t beat those views. Having a huge green space like Bernal Hill for hikes, dog walks, and sunsets is a major lifestyle bonus.
Strong Community Vibe: Local businesses, farmers markets, and friendly neighbors make Bernal Heights feel like a real neighborhood.
Get Pre-Approved Early: Before you start touring homes, get a mortgage pre-approval to strengthen your offers. 💡 Start with our guide on How to Get Preapproved for a Mortgage Home Loan in San Francisco.
Work with a Local Expert: Bernal Heights is a competitive and unique market. Partnering with a top Bernal Heights real estate agent that knows the neighborhood inside and out is crucial.
Move Quickly but Intelligently: Homes in Bernal Heights still attract strong interest. Be prepared with a budget, preapproval, and the advice of a great agent so you're ready to act when you find the right property.
Bernal Heights offers more than just great views and sunny days. It's a San Francisco neighborhood with wonderful character, community, and long-term value. If you're thinking about buying a home in Bernal Heights, now could be the perfect time to make your move.
Reach out to us today to start your home search in Bernal Heights. As top SF Realtors and Bernal Heights real estate agents since 2002, we'd love to help you.
