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10 Things to Remember When Buying Your First Home (or your 5th) in San Francisco

November 2, 2008

10 Things to Remember When Buying a Home in San Francisco whether it’s a Mission Loft, a Noe Valley Edwardian, a Bernal Heights Victorian Cottage or an Inner Sunset Mid-Century:

  1. When buying a home, bite off more than you can chew but not enough to choke. Remember, to get to the penthouse you must first get on the elevator. (Or take the stairs but who wants to do that?)
  2. It is not the cost of the home per se; it is the monthly cost to you that matters most.
  3. Reasons to buy a home in order of importance:
    1. You want to live there.
    2. Investment
  4. Commit to a home for a minimum of 3 to 5 years. Right now, 5 years is a safer time frame.
  5. If you can help it, don’t put yourself in a position where you will be forced to sell at any given time.
  6. A home will appreciate or depreciate no matter what kind of financing you have on it.
  7. Develop a relationship with your Realtor as you would with your doctor, lawyer, accountant, etc. Build trust and rapport so you have someone you can count on to always tell you the truth and represent your best interests. To do this, work only with that agent for your real estate buying and selling. She or he can even recommend agents up to their standards in other parts of the country if you move or buy an investment property elsewhere.
  8. Learn as much as you can before you make the offer. Read a book, read this blog (shameless plug), read our Home Buyer’s Guide, sit down with your agent and go over the whole process ahead of time.
  9. Spend money on inspections. Let the buyer beware so hire an expert to inspect your new home.
  10. Interest rates go up for primarily 2 reasons and both are GOOD for real estate:
    1. Healthy economy
    2. Inflation
Tags: first+time+buyer,+san+francisco+real+estate,+home+buying+tips
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View Full Street Address SAN FRANCISCO, CA 94114 (415) 528-7355 ©2008 VIVRE REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES, OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS, AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT, OR ZONING EXPERT. IF YOUR PROPERTY IS CURRENTLY LISTED WITH ANOTHER REAL ESTATE BROKER, PLEASE DISREGARD THIS OFFER. IT IS NOT OUR INTENTION TO SOLICIT THE OFFERINGS OF OTHER REAL ESTATE BROKERS. WE COOPERATE WITH THEM FULLY. EQUAL HOUSING OPPORTUNITY. ALL INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED AND SHOULD BE INDEPENDENTLY REVIEWED AND VERIFIED.
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